About Tax Gain

YES! You can save tax and gain OPD benefits also!
Bajaj Allianz has designed a unique product – The Tax Gain plan, a Family floater health policy which covers out patient (OPD) expenses & hospitalization expenses under a single policy and helps you in your tax management also.


  • OPD & Hospitalisation expenses covered under a single policy on floater basis
  • Access to over 6000+ hospitals all over India for cashless facility.
  • Covers ambulance charges in case of an emergency up to Rs 1000/-
  • 130 day care procedures subject to terms & conditions
  • 10% co-payment of the admissible claim amount applicable if treatment is taken in non-network hospital, waiver of co-payment is available on payment of additional premium.
  • Provides benefit of Health check-up at the end of each four (Hospitalization) claim free policy periods. Tests as specified in the schedule. This benefit can be opted by any one insured member


  • A single policy or cover can be continued till a person reaches 75 yrs!
  • The premium slabs remain same from 18 yrs -55 yrs & 56- 75 yrs
  • No restrictions of waiting periods to claim under Out patient expenses
  • You can claim for dental procedures & treatment under OPD section!
  • Cost of Spectacles, dentures, crutches can also be claimed under OPD Section!
  • Provides Tax benefit under section 80 D of Income Tax Act
  • In house claims settlement without hassles of going through a TPA.

Premium Table

Flat premium 4999 *18-25 yrs26-40 yrs41-45 yrs46-55 yrs.
Hospitalization cover – Floater Sum Insured 1 lac
OPD Benefits Self3100290025001600
PLAN-B Tax Gain9999
Flat premium 9999 *18-25 yrs26-40 yrs41-45 yrs46-55 yrs
Hospitalization cover – Floater Sum Insured 2lacs
OPD Benefits Self6500600050003000
OPD benefits Self + spouse5200480035001000
PLAN-C Tax Gain 14999 1 ) C- 1
Flat premium 14999 *18-25 yrs26-40 yrs41-45 yrs46-55 yrs
Hospitalization cover – Floater Sum Insured 2 lacs
OPD Benefits Self9500900085007500
OPD benefits Self + spouse9000850070004500
2 ) C-2
Flat premium 14999 *18-25 yrs26-40 yrs41-45 yrs46-55 yrs
Hospitalization cover – Floater Sum Insured 3 lacs
OPD Benefits Self9000850075006000
OPD benefits Self + spouse8000750055002500
Flat premium 19999 *56-60 yrs61-65 yrs65-70 yrs71-75 yrs
Hospitalization cover-Floater Sum Insured 1 lac
OPD Benefits -Self13000125001200011000
OPD benefits- Self + spouse110001000095008000

*Flat Premium (Rs) inclusive of Service Tax

All Sums Insured for Hospitalisation and OPD benefit in Indian Rupees.

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