The ICICI Lombard Motor Insurance Policy is comprehensive vehicle insurance, as governed by the Indian Motor tariff. It Covers you for,

 Loss or Damage To your Vehicle: Provides cover for any loss or damage to your vehicle or the accessories dueto,

  1. Natural Calamities: Fire, explosion, self ignition or lightning, earthquake, flood, typhoon, hurricance, storm, tempest, inundation, cyclone, hailstorm, frost, landslide, rockslide.
  2. Man- made Calamities: Burglary, theft, riot, strike, malicious act, accident by extreme means, trrorist activity, any damage in transit by road, rail, inland, waterway, lift, elevator or air etc.

Personal Accident Cover: The motor insurance provides compulsory personal accident cover for individual owners of the vehicle while driving. You can also opt for a personal accident cover for passangers.

Third Party Liability: Covers for legal liability due to accident damage for any permanent injury/ death of a person or any damge caused to the property.

Additional Covers: Electrical/ non- electrical accessories can be coverd. e.g. Fog Lights, Music System, Seat Covers etc. You can also cover your bio- fuel system such as CNG/ LPG kit.


  •  Immidiate Policy Issuance.
  •  Trauma/ towing services available 24 x 7 call centre.
  •  Towing Charges upto Rs.1500 covered.
  •  Cashless claim settlement at network dealers.
  • Online approval for minor claims through cashless network delears.

How the premium calculated? The basic premium is calculated as per Indian Motor Tariff. It depends primarily on the following factors.

  1. Type of Vehicle
  2. Age of Vehicle
  3. Period of Coverage
  4. Discounts/ Loading
  5. IDV
  6. No Claim Bonus

Contact our Insurance Adviser for more detail on Renew/ Buy or Purchase a new Motor Car Vehicle Insurance by submitting query on our contact us forms.

ICICI Lombard Motor Car Insurance
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