ICICI Lombard Personal Protect Policy: ICICI Lombard General Insurance Company Limited introduces ‘Personal Protect’, a cover that lets you expresss your care for a better tomorrow. You receive the benefit of Accident insurance which include Accidental- Death & permanent Total Disablement along with reimburesement of expenses incurred in case of Hospitalization (min of 24 hours) due to injury. Get the safety cushion with Personal Protect. Be Safe and Secure.

Coverage: On the occurrence of any of the below mentioned insured events, the Company agrees to pay you/your nominee.

  • Accidental Death: Sum Insured as specified under the respective benefit in the event of death resulting from an accident.
  • Permanenet Total Disablement (PTD): Sum Insured as specified unde the respective benefit in the event of Permanent Total Disablement resulting from an accident.
  • Accidental Hospitalization Expenses Reimburesement: Medical expenses incurred in  case of Hospitalization (minimum 24 hours.), due to injury, within 7 days from the date of accident.

Main Exclusions:This policy does not cover losses arising out of suicide/ attemped suicide, self- injury, venereal diseases, war and nuclear perils, during childbirth, whilst under the influence of intoxication, liquor & drugs, mental disorders.

Eligibility: The proposer has to be between 18-60 years.

Tenure: You will be covered for a period of 1 Year.

Sum Assured:

  • Option 1- Accidental Death/ PTD- Rs. 10 Lakhs. Accidental Hospitalization Expenses Reimbursement- Rs. 1,00,000.
  • Option 2: Accidental Death/ PTD- Rs.25 Lakhs. Accidental Hospitalization Expenses Reimbursement- Rs. 1,00,000.


  • For Option 1 (of Sum insurred) Rs. 2100/-
  • For Option 2 (of Sum insurred) Rs. 4130 incl. of all taxes.

Documents To be Submitted During Claim: FIR, Post-mortem Report, Death Certificate, Medical/ Hospital Report, Dischage Card, duly completed clais form and any other document as may required by the company.

Contact our Insurance Experts/ Advisor/ Consultant for Buy or Purchase a new Policy or for Premium Rate Compre with Others.

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