Life is full of surprise. Some bitter some sweet. For medical emergencies like surgeries, accidents and sudden illness. ICICI Lombard General Insurance Company Limited bring you complete Health Insurance Plan that is flexible enough to cover all menbers of your family.

Features

  • Free Health Check Up
  • Cashless: 4200+ network hospitals in India
  • Tax Benefits: Tax benefits under section 80D available.
  • Covers:Covers medical expenses incurred during hospitalization for more than 24 hours. 30 days pre-hospitalization & 60 days post-hospitalization is avail
  • Preexisting disease Covers after 4 Years.

Eligibility: Individuals proposed for Insurance whose age are 46 years & above have to compulsorily undergo medical tests at ICICI Lombard designated diagnostic centres. Children between the age of 3 month to 5 years will be covered only under a floater plan.

Exclusions:

  • Any illness/ disease/ injury existing before the inception of the policy for the first 4 years.
  • Non- allopathic treatment, Pregnancy & Childbirth related disease, cosmetic aesthetic & obesity related treatment.
  • Expenses arising from HIV or AIDS and related disease, use or misuse of liquor, intoxicating substances or drugs as well as intentional self injury.
  • Any medical expenses incrured during the first 30 days of inception of the policy, expect accidents.
  • Congential disease.
  • War, riot, strike, nuclear weapons included hospitalization.

Exclusions for First Two Years: There are ailments which are not covered in the first two years, but covered subsequently.

  • Catract ( After 2 years sub-limit of Rs 20,000 per eye is applicable.
  • Bening Prostatic Hypertrophy
  • Myomectomy, Hystetrectomy unless because of malignancy
  • Harniya, Hydrocele
  • Fistula in anus, Pliles
  • Arthritis, gout, rheumatism
  • Joint replacements unless due to accident
  • Sinusitis and related disorders
  • Stones in the urinary and biliary systems
  • Dilation and curettage
  • Skin and all internal tumors/ cysts/ nodules/ polyps of any kind including brest lumbs unless malignant/ adenoids and hemorrhoids
  • Dialysis required for chronical renal failure
  • Surgery on tonsils and sinuses
  • Gastric and duodenal ulcers
Age of SeniorMost Member Individual 2 Adults
2 Lakh 3 Lakh 3 Lakh 4 Lakh
5 to 18 years 2090 2405
19 to 35 years 2825 3526 4884 7325
36 to 45 years 3539 3932 5898 8231
46 to 55 years 6301 7002 11203 15682
56 to 60 years 7719 8577 13723 19211

For 1 Year

Age of SeniorMost Member 2 Adults + 1 Kid 2 Adults + 2 Kids
3 Lakh 4 Lakh 3 Lakh 4 Lakh
5 to 18 years
19 to 35 years 6326 9510 7769 11694
36 to 45 years 7341 10415 8784 12600
46 to 55 years 12646 17867 14088 20051
56 to 60 years 15166 21395 16609 23580

For 1 Year

Age of SeniorMost Member Individual 2 Adults
2 Lakh 3 Lakh 3 Lakh 4 Lakh
5 to 18 years 3762 4329
19 to 35 years 5085 5860 8792 13185
36 to 45 years 6370 7077 10616 14816
46 to 55 years 11972 13303 21285 29796
56 to 60 years 15438 17154 27446 38422

For 2 Years

Age of SeniorMost Member 2 Adults + 1 Kid 2 Adults + 2 Kids
3 Lakh 4 Lakh 3 Lakh 4 Lakh
5 to 18 years
19 to 35 years 11387 17117 13985 21050
36 to 45 years 13213 18748 15811 22680
46 to 55 years 24026 33947 26768 38098
56 to 60 years 30332 42791 33218 47160

For 2 Years

All prices are inclusive of Service Tax, Education Cess & TPA fees.

Ask our agent/ advisor/ consultant for Premium Rate Comparision online here by submitting querry on cotactus form.

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