HDFC ERGO General Insurance Company Limited is a premier General Insurance company in India. It is a joint venture of HDFC Limited & ERGO International AG. One of the primary stake holders in the venture HDFC Ltd is the leading Housing Finance Company in India with its business spread in various other sectors like banking, mutual fund, life insurance and general insurance whereas ERGO International is the primary insurance unit of the Munich Re group, Germany with its business spread in 25 countries in Europe and Asia with an approximate customer base of 33 million

The joint venture of HDFC Ltd and Ergo International, HDFC Ergo General Insurance Co. Ltd brings together a blend of powerful and steady international insurance expertise and successful experience of the Indian business sector. After the exit of Chubb Global Financial Services Corporation, USA from the joint partnership of the plan, Ergo General Insurance Co. Ltd was roped in for the plan and the joint venture of Ergo and HDFC, HDFC Ergo General Insurance Ltd was incorporated as a joint venture of both the companies in the year 2007. The HDFC Ergo General Insurance Co. Ltd has 74% stake of HDFC Ltd and 26% stake of ERGO International.

Branches And Business 
In its short span of existence of merely 2 years, HDFC Ergo has spread its reach in various parts of India. Presently, the company marks its presence through its 52 offices across 46 cities of India. The headquarters of HDFC Ergo is located in the business capital of India, Mumbai. With an efficient workforce of over 650 professionals, the company aims to gain foothold in the insurance sector soon.

HDFC ERGO has a correct balance of distribution channel consisting of Dealerships, Brokers, Retail and Corporate Agents, Bancassurance and Direct Sales Team. The Gross Written Premium of the company at the end of FY 2007-2008 was 239.69 crores and the Net Earned Premium was estimated to 150.05 crores.

Product And Services
As HDFC Ergo aims to provide apt insurance solutions to all its customers, it keeps on constantly customizing its product and services to meet the requirements of every customer in the market. It also believes in providing a smooth hassle free service to all its customers. To help its customers 24×7, it has also developed a superior customer support service.

  • Motor Insurance Services
    Private Car
    Commercial Vehciles
  • Home Insurance Services
  • Health Insurance Services
  • Travel Insurance Services
  • Personal Accident Insurance Services
    Accident Protection Plan
    Revive
  • Commercial Insurance Services
    Property
    Casualty
    Professional and Management Liability
  • Rural Insurance Services 
    Gramin Suraksha Bima
    Parivar Suraksha Bima
    Cattle Insurance
    Sheep and Goat Insurance
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